Call report 2006Q2
LAKE RIDGE BANK — 2006Q2
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 498,463,000 | USD | evidence → |
| Total loans | 395,051,000 | USD | evidence → |
| Allowance for loan losses | 3,813,000 | USD | evidence → |
| Securities available for sale | 27,841,000 | USD | evidence → |
| Securities held to maturity | 27,822,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,797,000 | USD | evidence → |
| Interest-bearing deposits | 366,114,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,684,000 | USD | evidence → |
| Equity capital | 41,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,319,000 | USD | evidence → |
| Interest expense | 5,987,000 | USD | evidence → |
| Net interest income | 8,332,000 | USD | evidence → |
| Noninterest income | 2,585,000 | USD | evidence → |
| Noninterest expense | 7,357,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 3,160,000 | USD | evidence → |
| Income tax | 855,000 | USD | evidence → |
| Net income | 2,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,235,000 | USD | evidence → |
| Total capital | 44,048,000 | USD | evidence → |
| Risk-weighted assets | 405,860,000 | USD | evidence → |