Call report 2005Q2
LAKE RIDGE BANK — 2005Q2
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,793,000 | USD | evidence → |
| Total loans | 335,414,000 | USD | evidence → |
| Allowance for loan losses | 3,623,000 | USD | evidence → |
| Securities available for sale | 30,893,000 | USD | evidence → |
| Securities held to maturity | 25,782,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,463,000 | USD | evidence → |
| Interest-bearing deposits | 333,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,765,000 | USD | evidence → |
| Equity capital | 34,441,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,562,000 | USD | evidence → |
| Interest expense | 3,863,000 | USD | evidence → |
| Net interest income | 7,699,000 | USD | evidence → |
| Noninterest income | 2,695,000 | USD | evidence → |
| Noninterest expense | 7,146,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 2,823,000 | USD | evidence → |
| Income tax | 780,000 | USD | evidence → |
| Net income | 2,043,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,033,000 | USD | evidence → |
| Total capital | 36,656,000 | USD | evidence → |
| Risk-weighted assets | 357,067,000 | USD | evidence → |