Call report 2004Q4
LAKE RIDGE BANK — 2004Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 426,802,000 | USD | evidence → |
| Total loans | 324,933,000 | USD | evidence → |
| Allowance for loan losses | 3,250,000 | USD | evidence → |
| Securities available for sale | 26,564,000 | USD | evidence → |
| Securities held to maturity | 26,460,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,827,000 | USD | evidence → |
| Interest-bearing deposits | 317,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,253,000 | USD | evidence → |
| Equity capital | 33,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,325,000 | USD | evidence → |
| Interest expense | 6,860,000 | USD | evidence → |
| Net interest income | 14,465,000 | USD | evidence → |
| Noninterest income | 6,078,000 | USD | evidence → |
| Noninterest expense | 13,919,000 | USD | evidence → |
| Provision for loan losses | 629,000 | USD | evidence → |
| Pretax income | 5,995,000 | USD | evidence → |
| Income tax | 1,478,000 | USD | evidence → |
| Net income | 4,517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,904,000 | USD | evidence → |
| Total capital | 35,154,000 | USD | evidence → |
| Risk-weighted assets | 340,172,000 | USD | evidence → |