Call reports 2024
GOLDEN STATE BANK — 2024
What GOLDEN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 766,728,000 | 802,406,000 | 826,805,000 | 836,818,000 |
| Total loans | 623,284,000 | 670,960,000 | 696,012,000 | 709,558,000 |
| Allowance for loan losses | 9,178,000 | 8,963,000 | 9,294,000 | 9,539,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,853,000 | 12,911,000 | 11,959,000 | 1,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,190,000 | 698,587,000 | 710,094,000 | 717,133,000 |
| Interest-bearing deposits | 546,568,000 | 595,629,000 | 605,989,000 | 611,988,000 |
| Noninterest-bearing deposits | 113,622,000 | 102,958,000 | 104,105,000 | 105,145,000 |
| Equity capital | 74,793,000 | 76,877,000 | 79,347,000 | 81,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,061,000 | 26,481,000 | 40,826,000 | 55,231,000 |
| Interest expense | 5,976,000 | 12,152,000 | 18,793,000 | 25,217,000 |
| Net interest income | 7,085,000 | 14,329,000 | 22,033,000 | 30,014,000 |
| Noninterest income | 100,000 | 184,000 | 263,000 | 640,000 |
| Noninterest expense | 3,952,000 | 7,944,000 | 12,018,000 | 16,560,000 |
| Provision for loan losses | 1,100,000 | 877,000 | 1,203,000 | 2,840,000 |
| Pretax income | 2,964,000 | 5,810,000 | 9,206,000 | 11,256,000 |
| Income tax | 870,000 | 1,708,000 | 2,709,000 | 2,438,000 |
| Net income | 2,094,000 | 4,102,000 | 6,497,000 | 8,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,793,000 | 76,877,000 | 79,347,000 | 81,728,000 |