Call reports 2023
GOLDEN STATE BANK — 2023
What GOLDEN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 673,464,000 | 715,415,000 | 711,741,000 | 729,515,000 |
| Total loans | 556,062,000 | 552,109,000 | 553,789,000 | 564,254,000 |
| Allowance for loan losses | 7,896,000 | 7,502,000 | 7,620,000 | 7,691,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,044,000 | 17,632,000 | 17,718,000 | 15,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,759,000 | 611,872,000 | 604,987,000 | 622,942,000 |
| Interest-bearing deposits | 415,536,000 | 502,526,000 | 496,483,000 | 511,661,000 |
| Noninterest-bearing deposits | 163,223,000 | 109,346,000 | 108,504,000 | 111,281,000 |
| Equity capital | 66,361,000 | 68,591,000 | 70,615,000 | 72,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,886,000 | 20,355,000 | 31,492,000 | 43,497,000 |
| Interest expense | 2,580,000 | 6,217,000 | 10,665,000 | 15,955,000 |
| Net interest income | 7,306,000 | 14,138,000 | 20,827,000 | 27,542,000 |
| Noninterest income | -23,000 | 46,000 | 122,000 | 219,000 |
| Noninterest expense | 3,601,000 | 7,538,000 | 11,452,000 | 15,016,000 |
| Provision for loan losses | 486,000 | 84,000 | 195,000 | 641,000 |
| Pretax income | 3,196,000 | 6,249,000 | 9,004,000 | 11,730,000 |
| Income tax | 939,000 | 1,840,000 | 2,650,000 | 3,455,000 |
| Net income | 2,257,000 | 4,409,000 | 6,354,000 | 8,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,291,000 | 68,521,000 | 70,545,000 | 72,623,000 |