Call reports 2022
GOLDEN STATE BANK — 2022
What GOLDEN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 584,134,000 | 604,001,000 | 636,205,000 | 648,742,000 |
| Total loans | 431,921,000 | 464,429,000 | 491,139,000 | 543,172,000 |
| Allowance for loan losses | 5,988,000 | 6,554,000 | 6,777,000 | 7,493,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,752,000 | 24,551,000 | 25,422,000 | 25,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,980,000 | 520,982,000 | 554,549,000 | 565,954,000 |
| Interest-bearing deposits | 379,326,000 | 376,731,000 | 379,474,000 | 394,804,000 |
| Noninterest-bearing deposits | 119,654,000 | 144,251,000 | 175,075,000 | 171,150,000 |
| Equity capital | 57,090,000 | 59,147,000 | 61,632,000 | 64,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,189,000 | 13,519,000 | 21,567,000 | 30,692,000 |
| Interest expense | 942,000 | 1,883,000 | 3,018,000 | 4,999,000 |
| Net interest income | 5,247,000 | 11,636,000 | 18,549,000 | 25,693,000 |
| Noninterest income | 62,000 | 118,000 | 192,000 | 263,000 |
| Noninterest expense | 2,878,000 | 5,926,000 | 9,026,000 | 12,228,000 |
| Provision for loan losses | 298,000 | 857,000 | 1,328,000 | 2,039,000 |
| Pretax income | 2,133,000 | 4,971,000 | 8,387,000 | 11,689,000 |
| Income tax | 638,000 | 1,485,000 | 2,483,000 | 3,501,000 |
| Net income | 1,495,000 | 3,486,000 | 5,904,000 | 8,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,209,000 | 57,266,000 | 59,751,000 | 63,956,000 |
| Total capital | 60,543,000 | 62,954,000 | 65,764,000 | 70,563,000 |
| Risk-weighted assets | 425,713,000 | 453,800,000 | 479,936,000 | 527,279,000 |