Call reports 2021
GOLDEN STATE BANK — 2021
What GOLDEN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 487,439,000 | 494,719,000 | 539,473,000 | 526,048,000 |
| Total loans | 333,009,000 | 361,042,000 | 399,551,000 | 416,016,000 |
| Allowance for loan losses | 4,562,000 | 4,942,000 | 5,339,000 | 5,737,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,455,000 | 424,866,000 | 466,195,000 | 445,999,000 |
| Interest-bearing deposits | 345,143,000 | 344,703,000 | 366,888,000 | 366,822,000 |
| Noninterest-bearing deposits | 73,312,000 | 80,163,000 | 99,307,000 | 79,177,000 |
| Equity capital | 40,342,000 | 41,201,000 | 42,275,000 | 49,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,101,000 | 10,501,000 | 16,218,000 | 22,392,000 |
| Interest expense | 1,086,000 | 2,118,000 | 3,145,000 | 4,154,000 |
| Net interest income | 4,015,000 | 8,383,000 | 13,073,000 | 18,238,000 |
| Noninterest income | 67,000 | 106,000 | 173,000 | 241,000 |
| Noninterest expense | 2,852,000 | 5,707,000 | 8,379,000 | 11,007,000 |
| Provision for loan losses | 270,000 | 650,000 | 1,225,000 | 1,595,000 |
| Pretax income | 960,000 | 2,132,000 | 3,642,000 | 5,877,000 |
| Income tax | 290,000 | 641,000 | 1,101,000 | 1,746,000 |
| Net income | 670,000 | 1,491,000 | 2,541,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,227,000 | 38,085,000 | 39,159,000 | 47,647,000 |
| Total capital | 41,652,000 | 42,830,000 | 44,175,000 | 52,939,000 |
| Risk-weighted assets | 353,505,000 | 379,039,000 | 400,600,000 | 422,525,000 |