Call reports 2020
GOLDEN STATE BANK — 2020
What GOLDEN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 371,815,000 | 434,511,000 | 444,566,000 | 438,801,000 |
| Total loans | 264,935,000 | 273,032,000 | 291,884,000 | 325,470,000 |
| Allowance for loan losses | 3,504,000 | 3,633,000 | 3,900,000 | 4,292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,348,000 | 355,375,000 | 375,757,000 | 370,578,000 |
| Interest-bearing deposits | 247,102,000 | 297,693,000 | 316,795,000 | 309,194,000 |
| Noninterest-bearing deposits | 53,246,000 | 57,682,000 | 58,962,000 | 61,384,000 |
| Equity capital | 36,012,000 | 35,787,000 | 35,595,000 | 39,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,364,000 | 8,384,000 | 12,674,000 | 17,334,000 |
| Interest expense | 1,363,000 | 2,746,000 | 4,097,000 | 5,340,000 |
| Net interest income | 3,001,000 | 5,638,000 | 8,577,000 | 11,994,000 |
| Noninterest income | 33,000 | 63,000 | 12,000 | 50,000 |
| Noninterest expense | 2,576,000 | 5,457,000 | 8,405,000 | 11,457,000 |
| Provision for loan losses | 126,000 | 255,000 | 522,000 | 914,000 |
| Pretax income | 332,000 | -11,000 | -338,000 | -327,000 |
| Income tax | 105,000 | 16,000 | -73,000 | -50,000 |
| Net income | 227,000 | -27,000 | -265,000 | -277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,847,000 | 32,622,000 | 32,430,000 | 36,512,000 |
| Total capital | — | — | — | 40,929,000 |
| Risk-weighted assets | — | — | — | 353,072,000 |