Call reports 2019
GOLDEN STATE BANK — 2019
What GOLDEN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 325,876,000 | 335,337,000 | 352,523,000 | 351,928,000 |
| Total loans | 236,992,000 | 238,508,000 | 257,411,000 | 253,925,000 |
| Allowance for loan losses | 3,117,000 | 3,200,000 | 3,378,000 | 3,378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,509,000 | 278,155,000 | 294,168,000 | 295,983,000 |
| Interest-bearing deposits | 221,595,000 | 231,333,000 | 247,085,000 | 249,570,000 |
| Noninterest-bearing deposits | 47,914,000 | 46,822,000 | 47,083,000 | 46,413,000 |
| Equity capital | 34,683,000 | 35,349,000 | 35,869,000 | 35,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,276,000 | 8,797,000 | 13,446,000 | 18,408,000 |
| Interest expense | 1,200,000 | 2,552,000 | 4,032,000 | 5,486,000 |
| Net interest income | 3,076,000 | 6,245,000 | 9,414,000 | 12,922,000 |
| Noninterest income | 122,000 | 211,000 | 266,000 | -630,000 |
| Noninterest expense | 2,107,000 | 4,327,000 | 6,631,000 | 9,389,000 |
| Provision for loan losses | 192,000 | 275,000 | 453,000 | 453,000 |
| Pretax income | 899,000 | 1,854,000 | 2,596,000 | 2,450,000 |
| Income tax | 269,000 | 559,000 | 783,000 | 735,000 |
| Net income | 630,000 | 1,295,000 | 1,813,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,372,000 | 31,038,000 | 31,557,000 | 32,575,000 |
| Total capital | 33,614,000 | 34,362,000 | 35,176,000 | 36,287,000 |
| Risk-weighted assets | 262,871,000 | 277,829,000 | 295,127,000 | 296,874,000 |