Call reports 2018
GOLDEN STATE BANK — 2018
What GOLDEN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 238,124,000 | 256,514,000 | 262,560,000 | 307,648,000 |
| Total loans | 192,479,000 | 214,932,000 | 220,128,000 | 215,248,000 |
| Allowance for loan losses | 2,208,000 | 2,458,000 | 2,656,000 | 2,863,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,184,000 | 208,544,000 | 213,596,000 | 252,139,000 |
| Interest-bearing deposits | 142,799,000 | 165,140,000 | 170,294,000 | 202,847,000 |
| Noninterest-bearing deposits | 48,385,000 | 43,404,000 | 43,302,000 | 49,292,000 |
| Equity capital | 25,990,000 | 26,994,000 | 28,006,000 | 34,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,402,000 | 10,161,000 | 14,254,000 |
| Interest expense | 525,000 | 1,141,000 | 1,941,000 | 2,890,000 |
| Net interest income | 2,510,000 | 5,261,000 | 8,220,000 | 11,364,000 |
| Noninterest income | 83,000 | 154,000 | 240,000 | 337,000 |
| Noninterest expense | 1,548,000 | 3,126,000 | 4,972,000 | 7,041,000 |
| Provision for loan losses | 116,000 | 366,000 | 564,000 | 771,000 |
| Pretax income | 929,000 | 1,923,000 | 2,924,000 | 3,889,000 |
| Income tax | 0 | 0 | 0 | -5,071,000 |
| Net income | 929,000 | 1,923,000 | 2,924,000 | 8,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,990,000 | 26,994,000 | 28,006,000 | 29,741,000 |
| Total capital | 28,323,000 | 29,577,000 | 30,787,000 | 32,706,000 |
| Risk-weighted assets | 213,116,000 | 233,382,000 | 238,603,000 | 237,170,000 |