Call reports 2017
GOLDEN STATE BANK — 2017
What GOLDEN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,423,000 | 177,153,000 | 192,246,000 | 214,482,000 |
| Total loans | 138,652,000 | 150,420,000 | 165,029,000 | 188,233,000 |
| Allowance for loan losses | 1,377,000 | 1,407,000 | 1,507,000 | 2,092,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,171,000 | 151,350,000 | 165,675,000 | 168,568,000 |
| Interest-bearing deposits | 104,521,000 | 113,169,000 | 113,821,000 | 125,998,000 |
| Noninterest-bearing deposits | 36,650,000 | 38,181,000 | 51,854,000 | 42,570,000 |
| Equity capital | 14,610,000 | 15,145,000 | 15,780,000 | 25,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,959,000 | 6,404,000 | 9,215,000 |
| Interest expense | 288,000 | 620,000 | 987,000 | 1,423,000 |
| Net interest income | 1,579,000 | 3,339,000 | 5,417,000 | 7,792,000 |
| Noninterest income | 185,000 | 274,000 | 352,000 | 426,000 |
| Noninterest expense | 1,252,000 | 2,548,000 | 3,980,000 | 5,584,000 |
| Provision for loan losses | 30,000 | 60,000 | 160,000 | 745,000 |
| Pretax income | 482,000 | 1,005,000 | 1,629,000 | 1,889,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 481,000 | 1,004,000 | 1,628,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,610,000 | 15,145,000 | 15,780,000 | 25,051,000 |
| Total capital | 16,076,000 | 16,641,000 | 17,376,000 | 27,268,000 |
| Risk-weighted assets | 155,065,000 | 164,139,000 | 182,160,000 | 206,296,000 |