Call reports 2016
GOLDEN STATE BANK — 2016
What GOLDEN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,597,000 | 133,700,000 | 149,039,000 | 158,917,000 |
| Total loans | 99,912,000 | 108,942,000 | 114,801,000 | 127,925,000 |
| Allowance for loan losses | 1,452,000 | 1,312,000 | 1,312,000 | 1,312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,071,000 | 109,173,000 | 124,233,000 | 134,149,000 |
| Interest-bearing deposits | 66,844,000 | 74,238,000 | 90,940,000 | 91,560,000 |
| Noninterest-bearing deposits | 39,227,000 | 34,935,000 | 33,293,000 | 42,589,000 |
| Equity capital | 13,843,000 | 13,924,000 | 13,976,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,700,000 | 4,243,000 | 5,858,000 |
| Interest expense | 157,000 | 328,000 | 536,000 | 829,000 |
| Net interest income | 1,192,000 | 2,372,000 | 3,707,000 | 5,029,000 |
| Noninterest income | 149,000 | 294,000 | 420,000 | 557,000 |
| Noninterest expense | 1,396,000 | 2,790,000 | 4,210,000 | 5,538,000 |
| Provision for loan losses | -130,000 | -270,000 | -270,000 | -270,000 |
| Pretax income | 75,000 | 146,000 | 187,000 | 318,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 75,000 | 145,000 | 186,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 13,924,000 | 13,976,000 | 14,118,000 |
| Total capital | 15,269,000 | 15,325,000 | 15,377,000 | 15,519,000 |
| Risk-weighted assets | 113,993,000 | 124,316,000 | 131,292,000 | 146,307,000 |