Call reports 2015
GOLDEN STATE BANK — 2015
What GOLDEN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,455,000 | 112,413,000 | 118,175,000 | 126,099,000 |
| Total loans | 75,861,000 | 84,209,000 | 89,267,000 | 89,415,000 |
| Allowance for loan losses | 1,417,000 | 1,419,000 | 1,503,000 | 1,441,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,004,000 | 93,121,000 | 98,797,000 | 101,912,000 |
| Interest-bearing deposits | 58,568,000 | 59,731,000 | 63,020,000 | 66,568,000 |
| Noninterest-bearing deposits | 30,436,000 | 33,390,000 | 35,777,000 | 35,344,000 |
| Equity capital | 14,102,000 | 13,899,000 | 13,956,000 | 13,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,028,000 | 3,222,000 | 4,441,000 |
| Interest expense | 91,000 | 202,000 | 328,000 | 479,000 |
| Net interest income | 888,000 | 1,826,000 | 2,894,000 | 3,962,000 |
| Noninterest income | 86,000 | 335,000 | 481,000 | 641,000 |
| Noninterest expense | 1,252,000 | 2,656,000 | 3,884,000 | 5,328,000 |
| Provision for loan losses | -35,000 | -35,000 | -92,000 | -92,000 |
| Pretax income | -243,000 | -460,000 | -417,000 | -633,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -243,000 | -461,000 | -418,000 | -634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,291,000 | 11,088,000 | 11,145,000 | 13,757,000 |
| Total capital | 12,369,000 | 12,274,000 | 12,387,000 | 15,008,000 |
| Risk-weighted assets | 85,853,000 | 94,607,000 | 99,056,000 | 99,850,000 |