Call reports 2014
GOLDEN STATE BANK — 2014
What GOLDEN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 92,223,000 | 91,974,000 | 100,035,000 | 93,960,000 |
| Total loans | 57,867,000 | 53,439,000 | 58,861,000 | 66,036,000 |
| Allowance for loan losses | 1,638,000 | 1,612,000 | 1,419,000 | 1,420,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,632,000 | 78,476,000 | 86,812,000 | 80,776,000 |
| Interest-bearing deposits | 51,039,000 | 51,994,000 | 54,752,000 | 53,695,000 |
| Noninterest-bearing deposits | 27,593,000 | 26,482,000 | 32,060,000 | 27,081,000 |
| Equity capital | 13,308,000 | 13,178,000 | 12,823,000 | 12,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,771,000 | 2,610,000 | 3,698,000 |
| Interest expense | 57,000 | 118,000 | 183,000 | 254,000 |
| Net interest income | 731,000 | 1,653,000 | 2,427,000 | 3,444,000 |
| Noninterest income | 107,000 | 198,000 | 290,000 | 358,000 |
| Noninterest expense | 1,251,000 | 2,393,000 | 3,614,000 | 4,989,000 |
| Provision for loan losses | 0 | 0 | 0 | -49,000 |
| Pretax income | -413,000 | -542,000 | -897,000 | -1,138,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | -414,000 | -544,000 | -899,000 | -1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,308,000 | 13,178,000 | 12,823,000 | 12,595,000 |
| Total capital | 14,117,000 | 13,931,000 | 13,661,000 | 13,519,000 |
| Risk-weighted assets | 63,857,000 | 59,379,000 | 66,399,000 | 73,417,000 |