Call reports 2013
GOLDEN STATE BANK — 2013
What GOLDEN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,744,000 | 81,386,000 | 82,639,000 | 77,584,000 |
| Total loans | 62,262,000 | 59,735,000 | 58,913,000 | 56,167,000 |
| Allowance for loan losses | 1,882,000 | 1,884,000 | 1,639,000 | 1,643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,629,000 | 76,461,000 | 77,962,000 | 73,075,000 |
| Interest-bearing deposits | 53,357,000 | 49,431,000 | 51,445,000 | 49,001,000 |
| Noninterest-bearing deposits | 27,272,000 | 27,030,000 | 26,517,000 | 24,074,000 |
| Equity capital | 4,814,000 | 4,602,000 | 4,430,000 | 4,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,817,000 | 2,778,000 | 3,731,000 |
| Interest expense | 67,000 | 127,000 | 187,000 | 246,000 |
| Net interest income | 840,000 | 1,690,000 | 2,591,000 | 3,485,000 |
| Noninterest income | 95,000 | 212,000 | 302,000 | 402,000 |
| Noninterest expense | 1,166,000 | 2,344,000 | 3,507,000 | 4,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -231,000 | -442,000 | -614,000 | -827,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -231,000 | -443,000 | -615,000 | -828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,811,000 | 4,599,000 | 4,427,000 | 4,217,000 |
| Total capital | 5,655,000 | 5,408,000 | 5,234,000 | 5,009,000 |
| Risk-weighted assets | 66,420,000 | 63,589,000 | 63,728,000 | 62,500,000 |