Call reports 2012
GOLDEN STATE BANK — 2012
What GOLDEN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,437,000 | 98,819,000 | 92,346,000 | 88,153,000 |
| Total loans | 75,588,000 | 73,781,000 | 69,199,000 | 64,239,000 |
| Allowance for loan losses | 2,246,000 | 2,324,000 | 1,925,000 | 1,942,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,958,000 | 92,928,000 | 86,851,000 | 82,591,000 |
| Interest-bearing deposits | 67,449,000 | 62,940,000 | 58,474,000 | 52,896,000 |
| Noninterest-bearing deposits | 30,509,000 | 29,988,000 | 28,377,000 | 29,695,000 |
| Equity capital | 6,192,000 | 5,598,000 | 5,150,000 | 5,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,416,000 | 3,448,000 | 4,564,000 |
| Interest expense | 124,000 | 227,000 | 318,000 | 394,000 |
| Net interest income | 1,012,000 | 2,189,000 | 3,130,000 | 4,170,000 |
| Noninterest income | 116,000 | -51,000 | 351,000 | 451,000 |
| Noninterest expense | 1,590,000 | 3,193,000 | 4,984,000 | 6,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -462,000 | -1,055,000 | -1,503,000 | -1,607,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -462,000 | -1,056,000 | -1,504,000 | -1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,189,000 | 5,595,000 | 5,147,000 | 5,042,000 |
| Total capital | 7,231,000 | 6,597,000 | 6,069,000 | 5,912,000 |
| Risk-weighted assets | 82,139,000 | 78,782,000 | 72,654,000 | 68,762,000 |