Call reports 2011
GOLDEN STATE BANK — 2011
What GOLDEN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,314,000 | 112,663,000 | 112,825,000 | 104,972,000 |
| Total loans | 96,292,000 | 89,111,000 | 84,866,000 | 79,218,000 |
| Allowance for loan losses | 4,738,000 | 3,699,000 | 3,683,000 | 2,708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,391,000 | 102,130,000 | 104,950,000 | 97,995,000 |
| Interest-bearing deposits | 74,321,000 | 74,526,000 | 72,526,000 | 68,535,000 |
| Noninterest-bearing deposits | 27,070,000 | 27,604,000 | 32,424,000 | 29,460,000 |
| Equity capital | 9,580,000 | 8,116,000 | 7,554,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,727,000 | 3,954,000 | 5,192,000 |
| Interest expense | 279,000 | 495,000 | 687,000 | 841,000 |
| Net interest income | 1,186,000 | 2,232,000 | 3,267,000 | 4,351,000 |
| Noninterest income | 186,000 | 364,000 | 596,000 | 724,000 |
| Noninterest expense | 1,480,000 | 3,575,000 | 5,404,000 | 7,516,000 |
| Provision for loan losses | 1,238,000 | 1,830,000 | 1,830,000 | 1,830,000 |
| Pretax income | -1,346,000 | -2,809,000 | -3,371,000 | -4,271,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -1,346,000 | -2,810,000 | -3,372,000 | -4,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,577,000 | 8,113,000 | 7,551,000 | 6,651,000 |
| Total capital | 10,831,000 | 9,260,000 | 8,644,000 | 7,729,000 |
| Risk-weighted assets | 96,809,000 | 89,154,000 | 84,799,000 | 84,558,000 |