Call reports 2010
GOLDEN STATE BANK — 2010
What GOLDEN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,962,000 | 147,898,000 | 131,103,000 | 121,767,000 |
| Total loans | 115,688,000 | 108,983,000 | 107,821,000 | 101,389,000 |
| Allowance for loan losses | 2,570,000 | 2,346,000 | 2,478,000 | 3,814,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,663,000 | 124,586,000 | 113,689,000 | 110,578,000 |
| Interest-bearing deposits | 114,321,000 | 96,496,000 | 82,979,000 | 82,519,000 |
| Noninterest-bearing deposits | 26,342,000 | 28,090,000 | 30,710,000 | 28,059,000 |
| Equity capital | 9,543,000 | 9,689,000 | 9,756,000 | 6,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,849,000 | 5,699,000 | 7,354,000 |
| Interest expense | 550,000 | 1,042,000 | 1,437,000 | 1,764,000 |
| Net interest income | 1,405,000 | 2,807,000 | 4,262,000 | 5,590,000 |
| Noninterest income | 152,000 | 447,000 | 681,000 | 862,000 |
| Noninterest expense | 1,782,000 | 3,350,000 | 4,687,000 | 8,036,000 |
| Provision for loan losses | 874,000 | 874,000 | 1,123,000 | 2,658,000 |
| Pretax income | -1,099,000 | -970,000 | -867,000 | -4,242,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | -1,099,000 | -971,000 | -868,000 | -4,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,543,000 | 9,687,000 | 9,753,000 | 6,377,000 |
| Total capital | 11,023,000 | 11,110,000 | 11,146,000 | 7,681,000 |
| Risk-weighted assets | 117,236,000 | 112,873,000 | 110,309,000 | 101,758,000 |