Call reports 2009
GOLDEN STATE BANK — 2009
What GOLDEN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 165,705,000 | 165,944,000 | 161,850,000 | 159,647,000 |
| Total loans | 135,872,000 | 136,061,000 | 129,005,000 | 120,970,000 |
| Allowance for loan losses | 3,217,000 | 4,877,000 | 2,133,000 | 3,441,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,949,000 | 139,046,000 | 134,850,000 | 135,249,000 |
| Interest-bearing deposits | 115,769,000 | 114,692,000 | 107,008,000 | 108,521,000 |
| Noninterest-bearing deposits | 21,180,000 | 24,354,000 | 27,842,000 | 26,728,000 |
| Equity capital | 14,611,000 | 12,839,000 | 12,977,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,143,000 | 6,278,000 | 8,290,000 |
| Interest expense | 848,000 | 1,614,000 | 2,240,000 | 2,825,000 |
| Net interest income | 1,203,000 | 2,529,000 | 4,038,000 | 5,465,000 |
| Noninterest income | 25,000 | 147,000 | 299,000 | 492,000 |
| Noninterest expense | 1,351,000 | 2,911,000 | 4,441,000 | 6,116,000 |
| Provision for loan losses | 2,016,000 | 3,694,000 | 3,705,000 | 5,962,000 |
| Pretax income | -2,139,000 | -3,929,000 | -3,809,000 | -6,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,139,000 | -3,929,000 | -3,809,000 | -6,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,611,000 | 12,839,000 | 12,977,000 | 10,624,000 |
| Total capital | 16,455,000 | 14,619,000 | 14,627,000 | 12,205,000 |
| Risk-weighted assets | 146,147,000 | 139,240,000 | 148,313,000 | 126,519,000 |