Call reports 2007
GOLDEN STATE BANK — 2007
What GOLDEN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 133,532,000 | 154,651,000 | 147,705,000 | 151,301,000 |
| Total loans | 123,639,000 | 123,714,000 | 135,879,000 | 140,308,000 |
| Allowance for loan losses | 1,438,000 | 1,502,000 | 1,553,000 | 2,191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 250,000 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,510,000 | 131,764,000 | 124,699,000 | 128,308,000 |
| Interest-bearing deposits | 92,329,000 | 112,115,000 | 105,196,000 | 105,913,000 |
| Noninterest-bearing deposits | 19,181,000 | 19,650,000 | 19,503,000 | 22,395,000 |
| Equity capital | 21,617,000 | 22,215,000 | 22,499,000 | 22,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 6,315,000 | 9,557,000 | 12,629,000 |
| Interest expense | 874,000 | 2,089,000 | 3,345,000 | 4,550,000 |
| Net interest income | 2,073,000 | 4,226,000 | 6,212,000 | 8,079,000 |
| Noninterest income | 10,000 | 28,000 | 46,000 | 82,000 |
| Noninterest expense | 1,398,000 | 2,869,000 | 4,354,000 | 5,710,000 |
| Provision for loan losses | 367,000 | 431,000 | 507,000 | 1,347,000 |
| Pretax income | 318,000 | 954,000 | 1,397,000 | 1,104,000 |
| Income tax | 130,000 | 402,000 | 595,000 | 495,000 |
| Net income | 188,000 | 552,000 | 802,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,617,000 | 22,215,000 | 22,499,000 | 22,323,000 |
| Total capital | 23,110,000 | 23,772,000 | 24,107,000 | 24,236,000 |
| Risk-weighted assets | 132,303,000 | 137,750,000 | 147,548,000 | 152,732,000 |