Call reports 2006
GOLDEN STATE BANK — 2006
What GOLDEN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,828,000 | 111,555,000 | 108,111,000 | 115,065,000 |
| Total loans | 56,824,000 | 60,348,000 | 74,140,000 | 96,818,000 |
| Allowance for loan losses | 779,000 | 854,000 | 929,000 | 1,071,000 |
| Securities available for sale | 0 | 0 | 249,000 | 0 |
| Securities held to maturity | 249,000 | 250,000 | 250,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,170,000 | 90,378,000 | 86,531,000 | 92,899,000 |
| Interest-bearing deposits | 76,309,000 | 72,684,000 | 69,331,000 | 72,154,000 |
| Noninterest-bearing deposits | 13,861,000 | 17,694,000 | 17,200,000 | 20,746,000 |
| Equity capital | 20,434,000 | 20,733,000 | 21,035,000 | 21,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,941,000 | 6,142,000 | 8,688,000 |
| Interest expense | 731,000 | 1,433,000 | 2,128,000 | 2,855,000 |
| Net interest income | 1,211,000 | 2,508,000 | 4,014,000 | 5,833,000 |
| Noninterest income | 71,000 | 199,000 | 302,000 | 409,000 |
| Noninterest expense | 1,041,000 | 2,125,000 | 3,311,000 | 4,577,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 367,000 |
| Pretax income | 166,000 | 432,000 | 780,000 | 1,298,000 |
| Income tax | 5,000 | 1,000 | 100,000 | 297,000 |
| Net income | 161,000 | 431,000 | 680,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,434,000 | 20,659,000 | 20,605,000 | 21,396,000 |
| Total capital | 21,248,000 | 21,553,000 | 21,584,000 | 22,532,000 |
| Risk-weighted assets | 73,016,000 | 77,106,000 | 87,777,000 | 109,216,000 |