Call reports 2004
GOLDEN STATE BANK — 2004
What GOLDEN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,043,000 | 43,633,000 | 52,150,000 | 62,894,000 |
| Total loans | 13,853,000 | 25,023,000 | 36,354,000 | 43,342,000 |
| Allowance for loan losses | 100,000 | 190,000 | 289,000 | 342,000 |
| Securities available for sale | 0 | 0 | 0 | 201,000 |
| Securities held to maturity | 0 | 250,000 | 248,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,849,000 | 33,612,000 | 42,204,000 | 52,792,000 |
| Interest-bearing deposits | 17,944,000 | 27,953,000 | 33,608,000 | 45,037,000 |
| Noninterest-bearing deposits | 4,905,000 | 5,660,000 | 8,596,000 | 7,755,000 |
| Equity capital | 10,172,000 | 9,979,000 | 9,905,000 | 10,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 562,000 | 1,163,000 | 1,939,000 |
| Interest expense | 29,000 | 127,000 | 261,000 | 464,000 |
| Net interest income | 138,000 | 435,000 | 902,000 | 1,475,000 |
| Noninterest income | 1,000 | 2,000 | 5,000 | 7,000 |
| Noninterest expense | 443,000 | 844,000 | 1,289,000 | 1,803,000 |
| Provision for loan losses | 95,000 | 185,000 | 284,000 | 337,000 |
| Pretax income | -399,000 | -592,000 | -666,000 | -658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -399,000 | -592,000 | -666,000 | -658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,172,000 | 9,979,000 | 9,905,000 | 10,032,000 |
| Total capital | 10,272,000 | 10,169,000 | 10,194,000 | 10,394,000 |
| Risk-weighted assets | 18,604,000 | 32,050,000 | 43,814,000 | 52,151,000 |