Call report 2007Q4
MICHIGAN HERITAGE BANK — 2007Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,697,000 | USD | evidence → |
| Total loans | 153,356,000 | USD | evidence → |
| Allowance for loan losses | 3,438,000 | USD | evidence → |
| Securities available for sale | 26,975,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,420,000 | USD | evidence → |
| Interest-bearing deposits | 139,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,112,000 | USD | evidence → |
| Equity capital | 15,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,253,000 | USD | evidence → |
| Interest expense | 7,346,000 | USD | evidence → |
| Net interest income | 5,907,000 | USD | evidence → |
| Noninterest income | 278,000 | USD | evidence → |
| Noninterest expense | 6,332,000 | USD | evidence → |
| Provision for loan losses | 2,461,000 | USD | evidence → |
| Pretax income | -2,575,000 | USD | evidence → |
| Income tax | -942,000 | USD | evidence → |
| Net income | -1,633,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,928,000 | USD | evidence → |
| Total capital | 17,034,000 | USD | evidence → |
| Risk-weighted assets | 166,670,000 | USD | evidence → |