Call report 2003Q3
MICHIGAN HERITAGE BANK — 2003Q3
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,244,000 | USD | evidence → |
| Total loans | 105,631,000 | USD | evidence → |
| Allowance for loan losses | 1,869,000 | USD | evidence → |
| Securities available for sale | 25,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,365,000 | USD | evidence → |
| Interest-bearing deposits | 106,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,304,000 | USD | evidence → |
| Equity capital | 14,668,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,441,000 | USD | evidence → |
| Interest expense | 2,980,000 | USD | evidence → |
| Net interest income | 4,461,000 | USD | evidence → |
| Noninterest income | 1,093,000 | USD | evidence → |
| Noninterest expense | 4,164,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 1,395,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 951,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,349,000 | USD | evidence → |
| Total capital | 15,778,000 | USD | evidence → |
| Risk-weighted assets | 113,893,000 | USD | evidence → |