Call report 2002Q1
MICHIGAN HERITAGE BANK — 2002Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,572,000 | USD | evidence → |
| Total loans | 117,427,000 | USD | evidence → |
| Allowance for loan losses | 1,773,000 | USD | evidence → |
| Securities available for sale | 16,901,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,467,000 | USD | evidence → |
| Interest-bearing deposits | 106,882,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,585,000 | USD | evidence → |
| Equity capital | 12,668,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,802,000 | USD | evidence → |
| Interest expense | 1,307,000 | USD | evidence → |
| Net interest income | 1,495,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 1,174,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 352,000 | USD | evidence → |
| Income tax | 112,000 | USD | evidence → |
| Net income | 240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,582,000 | USD | evidence → |
| Total capital | 14,088,000 | USD | evidence → |
| Risk-weighted assets | 120,238,000 | USD | evidence → |