Call reports 2019
PEDESTAL BANK — 2019
What PEDESTAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,266,385,000 | 1,243,335,000 | 1,240,413,000 | 1,243,545,000 |
| Total loans | 845,097,000 | 866,871,000 | 859,986,000 | 859,565,000 |
| Allowance for loan losses | 11,710,000 | 11,810,000 | 11,664,000 | 11,386,000 |
| Securities available for sale | 232,337,000 | 258,336,000 | 275,423,000 | 269,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,050,928,000 | 1,026,451,000 | 1,019,185,000 | 1,023,373,000 |
| Interest-bearing deposits | 788,405,000 | 770,945,000 | 760,848,000 | 764,677,000 |
| Noninterest-bearing deposits | 262,524,000 | 255,506,000 | 258,337,000 | 258,697,000 |
| Equity capital | 156,028,000 | 157,494,000 | 161,884,000 | 161,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,957,000 | 30,418,000 | 46,059,000 | 61,674,000 |
| Interest expense | 2,162,000 | 4,484,000 | 6,844,000 | 9,192,000 |
| Net interest income | 12,795,000 | 25,934,000 | 39,215,000 | 52,482,000 |
| Noninterest income | 2,679,000 | 5,036,000 | 7,738,000 | 10,340,000 |
| Noninterest expense | 9,612,000 | 19,252,000 | 28,839,000 | 38,674,000 |
| Provision for loan losses | 321,000 | 1,464,000 | 1,744,000 | 1,951,000 |
| Pretax income | 5,619,000 | 10,341,000 | 16,586,000 | 22,413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,619,000 | 10,341,000 | 16,586,000 | 22,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,569,000 | 139,738,000 | 142,695,000 | 143,314,000 |
| Total capital | 152,579,000 | 151,093,000 | 154,039,000 | 154,700,000 |
| Risk-weighted assets | 880,063,000 | 907,985,000 | 907,228,000 | 917,080,000 |