Call reports 2018
PEDESTAL BANK — 2018
What PEDESTAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,190,719,000 | 1,211,355,000 | 1,213,902,000 | 1,223,006,000 |
| Total loans | 847,896,000 | 877,731,000 | 870,627,000 | 867,102,000 |
| Allowance for loan losses | 11,554,000 | 11,930,000 | 11,820,000 | 11,848,000 |
| Securities available for sale | 216,839,000 | 208,338,000 | 200,316,000 | 206,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000,048,000 | 1,010,447,000 | 1,011,737,000 | 1,019,089,000 |
| Interest-bearing deposits | 746,952,000 | 749,355,000 | 755,187,000 | 758,083,000 |
| Noninterest-bearing deposits | 253,096,000 | 261,092,000 | 256,551,000 | 261,006,000 |
| Equity capital | 146,498,000 | 146,007,000 | 146,306,000 | 147,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,683,000 | 28,193,000 | 42,888,000 | 58,442,000 |
| Interest expense | 1,180,000 | 2,586,000 | 4,330,000 | 6,300,000 |
| Net interest income | 12,503,000 | 25,607,000 | 38,558,000 | 52,142,000 |
| Noninterest income | 2,725,000 | 5,469,000 | 7,332,000 | 10,709,000 |
| Noninterest expense | 9,225,000 | 18,940,000 | 29,458,000 | 39,948,000 |
| Provision for loan losses | 1,494,000 | 2,175,000 | 2,320,000 | 3,529,000 |
| Pretax income | 4,509,000 | 9,961,000 | 14,112,000 | 19,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,509,000 | 9,961,000 | 14,112,000 | 19,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,129,000 | 135,664,000 | 136,870,000 | 135,928,000 |
| Total capital | 147,069,000 | 146,908,000 | 148,042,000 | 146,995,000 |
| Risk-weighted assets | 874,606,000 | 898,868,000 | 893,148,000 | 884,591,000 |