Call reports 2017
PEDESTAL BANK — 2017
What PEDESTAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 449,022,000 | 419,884,000 | 439,168,000 | 458,521,000 |
| Total loans | 346,178,000 | 342,945,000 | 351,419,000 | 351,338,000 |
| Allowance for loan losses | 6,464,000 | 6,426,000 | 6,452,000 | 6,430,000 |
| Securities available for sale | 53,748,000 | 55,164,000 | 56,452,000 | 56,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,551,000 | 372,782,000 | 370,120,000 | 391,148,000 |
| Interest-bearing deposits | 396,451,000 | 367,688,000 | 369,359,000 | 377,617,000 |
| Noninterest-bearing deposits | 6,099,000 | 5,094,000 | 761,000 | 13,532,000 |
| Equity capital | 43,926,000 | 44,497,000 | 46,025,000 | 43,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,387,000 | 10,733,000 | 16,296,000 | 21,901,000 |
| Interest expense | 585,000 | 1,182,000 | 1,808,000 | 2,482,000 |
| Net interest income | 4,802,000 | 9,551,000 | 14,488,000 | 19,419,000 |
| Noninterest income | 676,000 | 1,381,000 | 2,178,000 | 3,620,000 |
| Noninterest expense | 2,949,000 | 5,952,000 | 8,942,000 | 12,108,000 |
| Provision for loan losses | 58,000 | 80,000 | 141,000 | 205,000 |
| Pretax income | 2,471,000 | 4,895,000 | 7,578,000 | 9,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,471,000 | 4,895,000 | 7,578,000 | 9,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,042,000 | 43,181,000 | 44,898,000 | 44,060,000 |
| Total capital | 47,588,000 | 47,707,000 | 49,594,000 | 48,695,000 |
| Risk-weighted assets | 359,885,000 | 358,316,000 | 372,295,000 | 368,096,000 |