Call reports 2016
PEDESTAL BANK — 2016
What PEDESTAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 430,579,000 | 438,697,000 | 430,892,000 | 434,938,000 |
| Total loans | 340,287,000 | 338,661,000 | 354,443,000 | 356,686,000 |
| Allowance for loan losses | 6,662,000 | 6,622,000 | 6,335,000 | 6,455,000 |
| Securities available for sale | 52,372,000 | 52,651,000 | 52,842,000 | 51,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,996,000 | 392,503,000 | 386,250,000 | 391,156,000 |
| Interest-bearing deposits | 381,196,000 | 371,618,000 | 380,875,000 | 378,916,000 |
| Noninterest-bearing deposits | 3,800,000 | 20,885,000 | 5,375,000 | 12,240,000 |
| Equity capital | 42,954,000 | 43,648,000 | 41,810,000 | 41,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,286,000 | 10,500,000 | 16,263,000 | 21,781,000 |
| Interest expense | 547,000 | 1,107,000 | 1,701,000 | 2,294,000 |
| Net interest income | 4,739,000 | 9,393,000 | 14,562,000 | 19,487,000 |
| Noninterest income | 600,000 | 1,243,000 | 1,938,000 | 2,650,000 |
| Noninterest expense | 2,953,000 | 5,764,000 | 8,581,000 | 11,491,000 |
| Provision for loan losses | 70,000 | 461,000 | 991,000 | 1,179,000 |
| Pretax income | 2,316,000 | 4,411,000 | 6,928,000 | 8,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,316,000 | 4,411,000 | 6,928,000 | 8,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,141,000 | 42,625,000 | 40,951,000 | 40,875,000 |
| Total capital | 46,432,000 | 46,858,000 | 45,503,000 | 45,551,000 |
| Risk-weighted assets | 338,770,000 | 334,158,000 | 360,210,000 | 370,745,000 |