Call reports 2015
PEDESTAL BANK — 2015
What PEDESTAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 431,513,000 | 420,978,000 | 427,860,000 | 416,370,000 |
| Total loans | 327,253,000 | 332,789,000 | 346,033,000 | 341,399,000 |
| Allowance for loan losses | 6,050,000 | 6,253,000 | 6,615,000 | 6,618,000 |
| Securities available for sale | 55,589,000 | 60,461,000 | 59,816,000 | 53,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,545,000 | 379,248,000 | 374,588,000 | 370,615,000 |
| Interest-bearing deposits | 310,695,000 | 335,102,000 | 370,817,000 | 364,072,000 |
| Noninterest-bearing deposits | 78,850,000 | 44,147,000 | 3,770,000 | 6,543,000 |
| Equity capital | 38,789,000 | 38,946,000 | 40,399,000 | 42,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,980,000 | 10,208,000 | 15,611,000 | 21,118,000 |
| Interest expense | 552,000 | 1,119,000 | 1,683,000 | 2,214,000 |
| Net interest income | 4,428,000 | 9,089,000 | 13,928,000 | 18,904,000 |
| Noninterest income | 536,000 | 1,144,000 | 1,769,000 | 2,392,000 |
| Noninterest expense | 2,818,000 | 5,784,000 | 8,753,000 | 11,914,000 |
| Provision for loan losses | 83,000 | 308,000 | 668,000 | 668,000 |
| Pretax income | 2,063,000 | 4,141,000 | 6,276,000 | 8,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,063,000 | 4,141,000 | 6,276,000 | 8,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,157,000 | 38,728,000 | 40,190,000 | 42,757,000 |
| Total capital | 42,388,000 | 43,041,000 | 44,676,000 | 47,056,000 |
| Risk-weighted assets | 335,090,000 | 341,524,000 | 355,234,000 | 340,232,000 |