Call reports 2014
PEDESTAL BANK — 2014
What PEDESTAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 399,980,000 | 397,480,000 | 413,583,000 | 414,528,000 |
| Total loans | 269,002,000 | 308,330,000 | 309,264,000 | 311,905,000 |
| Allowance for loan losses | 5,760,000 | 5,846,000 | 5,938,000 | 5,983,000 |
| Securities available for sale | 51,183,000 | 56,305,000 | 57,546,000 | 53,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,118,000 | 356,033,000 | 374,150,000 | 374,632,000 |
| Interest-bearing deposits | 285,149,000 | 279,625,000 | 278,989,000 | 297,048,000 |
| Noninterest-bearing deposits | 76,969,000 | 76,409,000 | 95,160,000 | 77,585,000 |
| Equity capital | 34,533,000 | 34,883,000 | 35,981,000 | 36,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,426,000 | 9,773,000 | 14,850,000 | 19,986,000 |
| Interest expense | 583,000 | 1,173,000 | 1,772,000 | 2,348,000 |
| Net interest income | 3,843,000 | 8,600,000 | 13,078,000 | 17,638,000 |
| Noninterest income | 535,000 | 1,116,000 | 1,752,000 | 2,392,000 |
| Noninterest expense | 2,688,000 | 5,416,000 | 8,301,000 | 11,430,000 |
| Provision for loan losses | 0 | 250,000 | 345,000 | 458,000 |
| Pretax income | 1,687,000 | 4,047,000 | 6,181,000 | 8,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,687,000 | 4,047,000 | 6,181,000 | 8,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,336,000 | 36,378,000 | 37,528,000 | 37,731,000 |
| Total capital | 40,020,000 | 40,377,000 | 41,575,000 | 41,799,000 |
| Risk-weighted assets | 292,654,000 | 318,035,000 | 321,864,000 | 323,547,000 |