Call reports 2013
PEDESTAL BANK — 2013
What PEDESTAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 376,876,000 | 385,293,000 | 392,615,000 | 382,123,000 |
| Total loans | 262,514,000 | 289,260,000 | 289,764,000 | 288,663,000 |
| Allowance for loan losses | 4,840,000 | 5,178,000 | 5,427,000 | 5,772,000 |
| Securities available for sale | 47,010,000 | 52,434,000 | 54,115,000 | 52,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,168,000 | 348,485,000 | 356,479,000 | 345,441,000 |
| Interest-bearing deposits | 278,189,000 | 279,463,000 | 283,877,000 | 276,424,000 |
| Noninterest-bearing deposits | 59,979,000 | 69,022,000 | 72,602,000 | 69,017,000 |
| Equity capital | 33,201,000 | 31,302,000 | 32,547,000 | 32,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,524,000 | 9,364,000 | 14,346,000 | 19,186,000 |
| Interest expense | 635,000 | 1,265,000 | 1,914,000 | 2,532,000 |
| Net interest income | 3,889,000 | 8,099,000 | 12,432,000 | 16,654,000 |
| Noninterest income | 545,000 | 1,356,000 | 1,757,000 | 2,268,000 |
| Noninterest expense | 2,564,000 | 5,245,000 | 7,893,000 | 10,705,000 |
| Provision for loan losses | 0 | 340,000 | 640,000 | 1,020,000 |
| Pretax income | 1,870,000 | 3,865,000 | 5,651,000 | 7,128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,870,000 | 3,865,000 | 5,651,000 | 7,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,600,000 | 34,051,000 | 34,709,000 | 35,403,000 |
| Total capital | 38,265,000 | 38,025,000 | 38,680,000 | 39,335,000 |
| Risk-weighted assets | 292,056,000 | 316,685,000 | 316,225,000 | 312,744,000 |