Call reports 2012
PEDESTAL BANK — 2012
What PEDESTAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 353,319,000 | 354,166,000 | 354,267,000 | 368,570,000 |
| Total loans | 254,141,000 | 268,037,000 | 272,326,000 | 285,231,000 |
| Allowance for loan losses | 4,318,000 | 4,483,000 | 4,638,000 | 4,848,000 |
| Securities available for sale | 50,206,000 | 51,114,000 | 50,578,000 | 46,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,386,000 | 316,285,000 | 316,227,000 | 330,596,000 |
| Interest-bearing deposits | 294,554,000 | 299,910,000 | 300,435,000 | 265,870,000 |
| Noninterest-bearing deposits | 21,832,000 | 16,375,000 | 15,792,000 | 64,726,000 |
| Equity capital | 29,424,000 | 29,143,000 | 31,709,000 | 31,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,415,000 | 9,110,000 | 13,863,000 | 18,721,000 |
| Interest expense | 767,000 | 1,518,000 | 2,268,000 | 2,967,000 |
| Net interest income | 3,648,000 | 7,592,000 | 11,595,000 | 15,754,000 |
| Noninterest income | 525,000 | 670,000 | 1,245,000 | 1,451,000 |
| Noninterest expense | 2,442,000 | 4,797,000 | 7,339,000 | 9,948,000 |
| Provision for loan losses | 215,000 | 415,000 | 585,000 | 795,000 |
| Pretax income | 1,441,000 | 2,749,000 | 4,611,000 | 6,128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,441,000 | 2,749,000 | 4,611,000 | 6,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,105,000 | 31,583,000 | 32,693,000 | 33,426,000 |
| Total capital | 35,746,000 | 35,363,000 | 36,483,000 | 37,348,000 |
| Risk-weighted assets | 290,612,000 | 301,734,000 | 302,313,000 | 312,862,000 |