Call reports 2011
PEDESTAL BANK — 2011
What PEDESTAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 342,789,000 | 345,998,000 | 333,230,000 | 336,930,000 |
| Total loans | 224,746,000 | 235,965,000 | 238,379,000 | 250,875,000 |
| Allowance for loan losses | 3,678,000 | 3,680,000 | 3,979,000 | 4,103,000 |
| Securities available for sale | 83,523,000 | 78,515,000 | 57,469,000 | 48,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,348,000 | 300,377,000 | 297,999,000 | 297,523,000 |
| Interest-bearing deposits | 290,758,000 | 280,571,000 | 283,863,000 | 281,909,000 |
| Noninterest-bearing deposits | 13,590,000 | 19,806,000 | 14,136,000 | 15,613,000 |
| Equity capital | 26,954,000 | 29,741,000 | 27,173,000 | 28,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,335,000 | 8,641,000 | 13,012,000 | 17,658,000 |
| Interest expense | 1,105,000 | 2,179,000 | 3,089,000 | 3,922,000 |
| Net interest income | 3,230,000 | 6,462,000 | 9,923,000 | 13,736,000 |
| Noninterest income | 515,000 | 1,074,000 | 1,604,000 | 2,132,000 |
| Noninterest expense | 2,473,000 | 4,873,000 | 7,372,000 | 9,759,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 550,000 |
| Pretax income | 999,000 | 2,198,000 | 3,109,000 | 4,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 999,000 | 2,198,000 | 3,109,000 | 4,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,893,000 | 32,092,000 | 30,176,000 | 31,370,000 |
| Total capital | 34,278,000 | 35,599,000 | 33,673,000 | 34,963,000 |
| Risk-weighted assets | 270,507,000 | 280,362,000 | 279,238,000 | 286,943,000 |