Call reports 2010
PEDESTAL BANK — 2010
What PEDESTAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 338,209,000 | 338,467,000 | 355,988,000 | 338,276,000 |
| Total loans | 227,191,000 | 237,191,000 | 230,572,000 | 225,329,000 |
| Allowance for loan losses | 3,859,000 | 3,970,000 | 4,102,000 | 3,812,000 |
| Securities available for sale | 55,797,000 | 58,716,000 | 49,225,000 | 78,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,434,000 | 295,853,000 | 312,947,000 | 296,075,000 |
| Interest-bearing deposits | 236,824,000 | 277,688,000 | 295,233,000 | 279,853,000 |
| Noninterest-bearing deposits | 56,610,000 | 18,165,000 | 17,714,000 | 16,222,000 |
| Equity capital | 25,416,000 | 25,676,000 | 25,779,000 | 25,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 9,019,000 | 13,676,000 | 18,073,000 |
| Interest expense | 1,324,000 | 2,593,000 | 3,896,000 | 5,147,000 |
| Net interest income | 3,095,000 | 6,426,000 | 9,780,000 | 12,926,000 |
| Noninterest income | 512,000 | 1,007,000 | 1,594,000 | 2,176,000 |
| Noninterest expense | 2,294,000 | 4,720,000 | 7,038,000 | 9,477,000 |
| Provision for loan losses | 175,000 | 325,000 | 616,000 | 616,000 |
| Pretax income | 955,000 | 2,170,000 | 3,502,000 | 4,650,000 |
| Income tax | 0 | 0 | -8,000 | -8,000 |
| Net income | 955,000 | 2,170,000 | 3,510,000 | 4,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,280,000 | 28,725,000 | 29,403,000 | 29,893,000 |
| Total capital | 31,639,000 | 32,177,000 | 32,851,000 | 33,287,000 |
| Risk-weighted assets | 268,238,000 | 275,677,000 | 275,189,000 | 271,112,000 |