Call reports 2001
PEDESTAL BANK — 2001
What PEDESTAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,422,000 | 63,287,000 | 73,411,000 | 76,553,000 |
| Total loans | 38,903,000 | 47,127,000 | 54,477,000 | 60,731,000 |
| Allowance for loan losses | 389,000 | 460,000 | 545,000 | 593,000 |
| Securities available for sale | 14,293,000 | 9,237,000 | 5,744,000 | 9,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,627,000 | 55,375,000 | 59,762,000 | 67,835,000 |
| Interest-bearing deposits | 43,336,000 | 44,838,000 | 46,985,000 | 54,245,000 |
| Noninterest-bearing deposits | 9,291,000 | 10,537,000 | 12,777,000 | 13,590,000 |
| Equity capital | 6,428,000 | 6,793,000 | 6,851,000 | 6,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,322,000 | 3,599,000 | 4,958,000 |
| Interest expense | 539,000 | 1,034,000 | 1,538,000 | 1,979,000 |
| Net interest income | 571,000 | 1,288,000 | 2,061,000 | 2,979,000 |
| Noninterest income | 71,000 | 153,000 | 242,000 | 330,000 |
| Noninterest expense | 636,000 | 1,290,000 | 1,955,000 | 2,689,000 |
| Provision for loan losses | 27,000 | 107,000 | 192,000 | 267,000 |
| Pretax income | -21,000 | 44,000 | 156,000 | 353,000 |
| Income tax | -9,000 | 13,000 | 51,000 | 118,000 |
| Net income | -12,000 | 31,000 | 105,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,895,000 | 6,381,000 | 6,606,000 | 6,905,000 |
| Total capital | 6,284,000 | 6,841,000 | 7,151,000 | 7,498,000 |
| Risk-weighted assets | 47,179,000 | 52,577,000 | 57,264,000 | 64,154,000 |