Call reports 2026
BANK OF LINCOLN COUNTY — 2026
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 232,200,000 | 230,065,000 |
| Total loans | 175,598,000 | 173,260,000 |
| Allowance for loan losses | 1,538,000 | 1,566,000 |
| Securities available for sale | 23,701,000 | 23,619,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 201,465,000 | 198,274,000 |
| Interest-bearing deposits | 157,302,000 | 125,265,000 |
| Noninterest-bearing deposits | 44,163,000 | 73,009,000 |
| Equity capital | 28,267,000 | 29,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,676,000 | 7,500,000 |
| Interest expense | 893,000 | 1,800,000 |
| Net interest income | 2,783,000 | 5,700,000 |
| Noninterest income | 254,000 | 530,000 |
| Noninterest expense | 1,627,000 | 3,178,000 |
| Provision for loan losses | 0 | 40,000 |
| Pretax income | 1,410,000 | 3,027,000 |
| Income tax | 402,000 | 819,000 |
| Net income | 1,008,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,840,000 | 28,214,000 |