Call reports 2024
BANK OF LINCOLN COUNTY — 2024
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 207,223,000 | 208,701,000 | 212,994,000 | 217,932,000 |
| Total loans | 154,400,000 | 158,073,000 | 165,226,000 | 169,627,000 |
| Allowance for loan losses | 1,487,000 | 1,582,000 | 1,639,000 | 1,671,000 |
| Securities available for sale | 19,983,000 | 19,790,000 | 20,128,000 | 19,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,606,000 | 183,698,000 | 186,731,000 | 190,910,000 |
| Interest-bearing deposits | 113,181,000 | 66,886,000 | 118,209,000 | 123,473,000 |
| Noninterest-bearing deposits | 69,425,000 | 116,812,000 | 68,522,000 | 67,437,000 |
| Equity capital | 23,029,000 | 23,662,000 | 24,769,000 | 24,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,176,000 | 6,479,000 | 9,912,000 | 13,453,000 |
| Interest expense | 871,000 | 1,848,000 | 2,907,000 | 3,971,000 |
| Net interest income | 2,305,000 | 4,631,000 | 7,005,000 | 9,482,000 |
| Noninterest income | 242,000 | 485,000 | 725,000 | 959,000 |
| Noninterest expense | 1,402,000 | 2,847,000 | 4,296,000 | 5,636,000 |
| Provision for loan losses | 35,000 | 135,000 | 190,000 | 215,000 |
| Pretax income | 1,145,000 | 2,269,000 | 3,434,000 | 4,805,000 |
| Income tax | 326,000 | 610,000 | 912,000 | 1,243,000 |
| Net income | 819,000 | 1,659,000 | 2,522,000 | 3,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,064,000 | 25,707,000 | 26,363,000 | 26,933,000 |