Call reports 2022
BANK OF LINCOLN COUNTY — 2022
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,056,000 | 187,470,000 | 187,079,000 | 183,267,000 |
| Total loans | 125,728,000 | 129,004,000 | 130,177,000 | 133,922,000 |
| Allowance for loan losses | 1,566,000 | 1,575,000 | 1,577,000 | 1,586,000 |
| Securities available for sale | 21,436,000 | 20,820,000 | 20,109,000 | 20,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,750,000 | 165,924,000 | 165,538,000 | 161,493,000 |
| Interest-bearing deposits | 120,894,000 | 119,313,000 | 115,586,000 | 50,204,000 |
| Noninterest-bearing deposits | 49,856,000 | 46,611,000 | 49,952,000 | 111,289,000 |
| Equity capital | 21,548,000 | 20,852,000 | 20,812,000 | 21,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,972,000 | 6,111,000 | 8,458,000 |
| Interest expense | 223,000 | 429,000 | 622,000 | 832,000 |
| Net interest income | 1,705,000 | 3,543,000 | 5,489,000 | 7,626,000 |
| Noninterest income | 235,000 | 461,000 | 701,000 | 911,000 |
| Noninterest expense | 1,269,000 | 2,515,000 | 3,833,000 | 5,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 671,000 | 1,489,000 | 2,357,000 | 3,372,000 |
| Income tax | 195,000 | 400,000 | 613,000 | 841,000 |
| Net income | 476,000 | 1,089,000 | 1,744,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,784,000 | 22,906,000 | 23,519,000 | 23,852,000 |