Call reports 2021
BANK OF LINCOLN COUNTY — 2021
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,509,000 | 187,951,000 | 190,756,000 | 191,216,000 |
| Total loans | 113,638,000 | 113,851,000 | 112,970,000 | 120,097,000 |
| Allowance for loan losses | 1,506,000 | 1,547,000 | 1,560,000 | 1,561,000 |
| Securities available for sale | 15,951,000 | 16,866,000 | 16,936,000 | 19,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,931,000 | 165,587,000 | 167,879,000 | 168,072,000 |
| Interest-bearing deposits | 128,925,000 | 124,545,000 | 120,559,000 | 124,104,000 |
| Noninterest-bearing deposits | 38,006,000 | 41,042,000 | 47,320,000 | 43,968,000 |
| Equity capital | 20,648,000 | 21,487,000 | 22,277,000 | 22,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 4,317,000 | 6,687,000 | 9,013,000 |
| Interest expense | 296,000 | 571,000 | 830,000 | 1,074,000 |
| Net interest income | 1,676,000 | 3,746,000 | 5,857,000 | 7,939,000 |
| Noninterest income | 218,000 | 445,000 | 665,000 | 890,000 |
| Noninterest expense | 1,107,000 | 2,375,000 | 3,571,000 | 4,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 787,000 | 1,816,000 | 2,951,000 | 4,052,000 |
| Income tax | 227,000 | 486,000 | 793,000 | 1,044,000 |
| Net income | 560,000 | 1,330,000 | 2,158,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,527,000 | 21,272,000 | 22,092,000 | 22,481,000 |