Call reports 2019
BANK OF LINCOLN COUNTY — 2019
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,525,000 | 148,063,000 | 146,017,000 | 153,215,000 |
| Total loans | 103,511,000 | 113,935,000 | 114,789,000 | 117,699,000 |
| Allowance for loan losses | 1,522,000 | 1,517,000 | 1,532,000 | 1,542,000 |
| Securities available for sale | 15,382,000 | 13,426,000 | 13,060,000 | 12,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,765,000 | 127,661,000 | 125,137,000 | 133,406,000 |
| Interest-bearing deposits | 104,074,000 | 102,373,000 | 100,770,000 | 106,490,000 |
| Noninterest-bearing deposits | 23,691,000 | 25,288,000 | 24,367,000 | 26,916,000 |
| Equity capital | 18,986,000 | 19,550,000 | 19,798,000 | 19,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,901,000 | 6,089,000 | 8,282,000 |
| Interest expense | 305,000 | 651,000 | 1,020,000 | 1,411,000 |
| Net interest income | 1,591,000 | 3,250,000 | 5,069,000 | 6,871,000 |
| Noninterest income | 189,000 | 365,000 | 610,000 | 782,000 |
| Noninterest expense | 1,132,000 | 2,287,000 | 3,399,000 | 4,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 648,000 | 1,328,000 | 2,280,000 | 3,102,000 |
| Income tax | 188,000 | 385,000 | 611,000 | 819,000 |
| Net income | 460,000 | 943,000 | 1,669,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,027,000 | 19,395,000 | 19,638,000 | 18,919,000 |
| Total capital | 20,499,000 | 20,912,000 | 21,170,000 | 20,461,000 |
| Risk-weighted assets | 117,758,000 | 126,484,000 | 126,484,000 | 129,912,000 |