Call reports 2018
BANK OF LINCOLN COUNTY — 2018
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,157,000 | 137,126,000 | 139,370,000 | 137,790,000 |
| Total loans | 102,488,000 | 107,127,000 | 104,950,000 | 104,127,000 |
| Allowance for loan losses | 1,513,000 | 1,456,000 | 1,466,000 | 1,511,000 |
| Securities available for sale | 15,472,000 | 14,904,000 | 14,553,000 | 14,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,647,000 | 118,015,000 | 119,680,000 | 118,851,000 |
| Interest-bearing deposits | 93,870,000 | 94,595,000 | 96,704,000 | 96,872,000 |
| Noninterest-bearing deposits | 21,777,000 | 23,420,000 | 22,976,000 | 21,979,000 |
| Equity capital | 19,954,000 | 18,593,000 | 18,993,000 | 18,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,548,000 | 5,520,000 | 7,553,000 |
| Interest expense | 155,000 | 326,000 | 544,000 | 806,000 |
| Net interest income | 1,557,000 | 3,222,000 | 4,976,000 | 6,747,000 |
| Noninterest income | 198,000 | 573,000 | 754,000 | 948,000 |
| Noninterest expense | 1,116,000 | 2,249,000 | 3,521,000 | 4,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 639,000 | 1,542,000 | 2,205,000 | 3,024,000 |
| Income tax | 186,000 | 397,000 | 506,000 | 683,000 |
| Net income | 453,000 | 1,145,000 | 1,699,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,104,000 | 18,782,000 | 19,238,000 | 18,621,000 |
| Total capital | 21,547,000 | 20,236,000 | 20,704,000 | 20,103,000 |
| Risk-weighted assets | 115,335,000 | 120,521,000 | 119,631,000 | 118,596,000 |