Call reports 2017
BANK OF LINCOLN COUNTY — 2017
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,494,000 | 140,170,000 | 144,161,000 | 139,984,000 |
| Total loans | 105,670,000 | 102,419,000 | 103,340,000 | 101,496,000 |
| Allowance for loan losses | 1,307,000 | 1,320,000 | 1,398,000 | 1,508,000 |
| Securities available for sale | 13,939,000 | 13,555,000 | 14,706,000 | 15,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,930,000 | 120,219,000 | 123,661,000 | 119,759,000 |
| Interest-bearing deposits | 102,240,000 | 100,284,000 | 102,577,000 | 99,816,000 |
| Noninterest-bearing deposits | 20,690,000 | 19,935,000 | 21,084,000 | 19,943,000 |
| Equity capital | 18,835,000 | 19,325,000 | 19,771,000 | 19,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,555,000 | 5,313,000 | 7,181,000 |
| Interest expense | 159,000 | 322,000 | 487,000 | 656,000 |
| Net interest income | 1,611,000 | 3,233,000 | 4,826,000 | 6,525,000 |
| Noninterest income | 191,000 | 394,000 | 622,000 | 818,000 |
| Noninterest expense | 1,073,000 | 2,205,000 | 3,275,000 | 4,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 729,000 | 1,422,000 | 2,173,000 | 2,863,000 |
| Income tax | 309,000 | 551,000 | 815,000 | 1,012,000 |
| Net income | 420,000 | 871,000 | 1,358,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,712,000 | 19,163,000 | 19,650,000 | 19,663,000 |
| Total capital | 20,019,000 | 20,483,000 | 21,048,000 | 21,116,000 |
| Risk-weighted assets | 119,864,000 | 118,607,000 | 117,349,000 | 116,080,000 |