Call reports 2002
BANK OF LINCOLN COUNTY — 2002
What BANK OF LINCOLN COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 26,116,000 | 34,574,000 |
| Total loans | 13,741,000 | 26,307,000 |
| Allowance for loan losses | 172,000 | 330,000 |
| Securities available for sale | 2,001,000 | 3,529,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 16,903,000 | 25,523,000 |
| Interest-bearing deposits | 10,896,000 | 20,699,000 |
| Noninterest-bearing deposits | 6,007,000 | 4,824,000 |
| Equity capital | 9,170,000 | 8,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 150,000 | 615,000 |
| Interest expense | 35,000 | 162,000 |
| Net interest income | 115,000 | 453,000 |
| Noninterest income | 16,000 | 51,000 |
| Noninterest expense | 790,000 | 1,258,000 |
| Provision for loan losses | 172,000 | 330,000 |
| Pretax income | -831,000 | -1,084,000 |
| Income tax | 0 | 0 |
| Net income | -831,000 | -1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 9,169,000 | 8,916,000 |
| Total capital | 9,341,000 | 9,246,000 |
| Risk-weighted assets | 15,583,000 | 26,741,000 |