Call reports 2006
NORTHERN TRUST BANK OF TEXAS N.A. — 2006
What NORTHERN TRUST BANK OF TEXAS N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 1,035,115,000 | 1,055,722,000 |
| Total loans | 969,936,000 | 989,671,000 |
| Allowance for loan losses | 5,976,000 | 5,987,000 |
| Securities available for sale | 196,000 | 2,097,000 |
| Securities held to maturity | 355,000 | 255,000 |
| Trading assets | 0 | 0 |
| Total deposits | 797,160,000 | 739,940,000 |
| Interest-bearing deposits | 719,198,000 | 663,890,000 |
| Noninterest-bearing deposits | 77,962,000 | 76,050,000 |
| Equity capital | 98,282,000 | 96,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 13,086,000 | 26,911,000 |
| Interest expense | 4,885,000 | 10,535,000 |
| Net interest income | 8,201,000 | 16,376,000 |
| Noninterest income | 5,123,000 | 10,380,000 |
| Noninterest expense | 8,696,000 | 16,797,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,628,000 | 9,959,000 |
| Income tax | 1,741,000 | 3,743,000 |
| Net income | 2,887,000 | 6,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 85,710,000 | 83,904,000 |
| Total capital | 91,909,000 | 90,114,000 |
| Risk-weighted assets | 749,439,000 | 780,405,000 |