Call reports 2005
NORTHERN TRUST BANK OF TEXAS N.A. — 2005
What NORTHERN TRUST BANK OF TEXAS N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,027,294,000 | 995,413,000 | 1,020,529,000 | 1,026,072,000 |
| Total loans | 889,939,000 | 924,868,000 | 944,681,000 | 947,521,000 |
| Allowance for loan losses | 6,035,000 | 6,006,000 | 6,031,000 | 6,014,000 |
| Securities available for sale | 7,706,000 | 731,000 | 219,000 | 204,000 |
| Securities held to maturity | 353,000 | 354,000 | 354,000 | 354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 772,769,000 | 743,918,000 | 760,492,000 | 798,907,000 |
| Interest-bearing deposits | 682,532,000 | 663,171,000 | 697,574,000 | 710,072,000 |
| Noninterest-bearing deposits | 90,237,000 | 80,747,000 | 62,918,000 | 88,835,000 |
| Equity capital | 96,078,000 | 99,639,000 | 103,142,000 | 95,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,206,000 | 23,092,000 | 35,652,000 | 48,652,000 |
| Interest expense | 3,908,000 | 7,567,000 | 11,737,000 | 16,304,000 |
| Net interest income | 7,298,000 | 15,525,000 | 23,915,000 | 32,348,000 |
| Noninterest income | 5,181,000 | 10,374,000 | 15,147,000 | 20,276,000 |
| Noninterest expense | 7,954,000 | 15,618,000 | 23,183,000 | 31,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,594,000 | 10,350,000 | 15,948,000 | 21,490,000 |
| Income tax | 1,660,000 | 3,858,000 | 5,953,000 | 8,040,000 |
| Net income | 2,934,000 | 6,492,000 | 9,995,000 | 13,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,054,000 | 86,822,000 | 90,439,000 | 82,758,000 |
| Total capital | 89,301,000 | 93,040,000 | 96,693,000 | 88,996,000 |
| Risk-weighted assets | 703,257,000 | 689,423,000 | 736,542,000 | 723,927,000 |