Call reports 2004
NORTHERN TRUST BANK OF TEXAS N.A. — 2004
What NORTHERN TRUST BANK OF TEXAS N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 953,599,000 | 1,014,288,000 | 994,149,000 | 1,012,166,000 |
| Total loans | 843,941,000 | 871,018,000 | 886,328,000 | 878,824,000 |
| Allowance for loan losses | 5,950,000 | 6,075,000 | 6,035,000 | 6,035,000 |
| Securities available for sale | 7,948,000 | 7,853,000 | 7,857,000 | 7,821,000 |
| Securities held to maturity | 1,745,000 | 1,306,000 | 353,000 | 353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,493,000 | 724,047,000 | 729,497,000 | 751,546,000 |
| Interest-bearing deposits | 624,217,000 | 625,019,000 | 633,127,000 | 655,953,000 |
| Noninterest-bearing deposits | 94,276,000 | 99,028,000 | 96,370,000 | 95,593,000 |
| Equity capital | 96,046,000 | 93,060,000 | 96,424,000 | 93,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,245,000 | 20,350,000 | 31,008,000 | 42,145,000 |
| Interest expense | 2,803,000 | 5,720,000 | 8,811,000 | 12,428,000 |
| Net interest income | 7,442,000 | 14,630,000 | 22,197,000 | 29,717,000 |
| Noninterest income | 4,911,000 | 9,978,000 | 14,846,000 | 20,080,000 |
| Noninterest expense | 7,543,000 | 14,868,000 | 21,946,000 | 29,598,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 125,000 |
| Pretax income | 4,812,000 | 9,617,000 | 14,986,000 | 20,088,000 |
| Income tax | 1,790,000 | 3,579,000 | 5,582,000 | 7,462,000 |
| Net income | 3,022,000 | 6,038,000 | 9,404,000 | 12,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,178,000 | 79,404,000 | 82,980,000 | 79,912,000 |
| Total capital | 88,340,000 | 85,691,000 | 89,227,000 | 86,159,000 |
| Risk-weighted assets | 654,151,000 | 737,335,000 | 698,887,000 | 698,147,000 |