Call reports 2002
NORTHERN TRUST BANK OF TEXAS N.A. — 2002
What NORTHERN TRUST BANK OF TEXAS N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 851,812,000 | 846,008,000 | 865,948,000 | 890,031,000 |
| Total loans | 765,334,000 | 764,179,000 | 770,168,000 | 776,197,000 |
| Allowance for loan losses | 5,876,000 | 5,876,000 | 5,816,000 | 5,847,000 |
| Securities available for sale | 5,811,000 | 5,705,000 | 4,225,000 | 9,184,000 |
| Securities held to maturity | 4,455,000 | 4,454,000 | 4,453,000 | 4,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,986,000 | 628,192,000 | 640,622,000 | 673,848,000 |
| Interest-bearing deposits | 518,482,000 | 516,238,000 | 544,789,000 | 570,812,000 |
| Noninterest-bearing deposits | 123,504,000 | 111,954,000 | 95,833,000 | 103,036,000 |
| Equity capital | 93,245,000 | 87,484,000 | 91,178,000 | 94,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,113,000 | 24,433,000 | 36,574,000 | 48,241,000 |
| Interest expense | 3,903,000 | 7,663,000 | 11,397,000 | 15,028,000 |
| Net interest income | 8,210,000 | 16,770,000 | 25,177,000 | 33,213,000 |
| Noninterest income | 5,359,000 | 11,057,000 | 15,985,000 | 20,014,000 |
| Noninterest expense | 8,082,000 | 15,809,000 | 22,683,000 | 29,419,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,487,000 | 12,018,000 | 18,479,000 | 23,808,000 |
| Income tax | 1,916,000 | 4,199,000 | 6,961,000 | 8,993,000 |
| Net income | 3,571,000 | 7,819,000 | 11,518,000 | 14,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,683,000 | 72,141,000 | 76,049,000 | 79,556,000 |
| Total capital | 83,559,000 | 78,017,000 | 81,925,000 | 85,432,000 |
| Risk-weighted assets | 580,414,000 | 582,526,000 | 585,815,000 | 590,916,000 |