Call reports 2001
NORTHERN TRUST BANK OF TEXAS N.A. — 2001
What NORTHERN TRUST BANK OF TEXAS N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 762,929,000 | 813,036,000 | 807,533,000 | 818,472,000 |
| Total loans | 695,833,000 | 732,324,000 | 731,198,000 | 737,697,000 |
| Allowance for loan losses | 5,472,000 | 5,616,000 | 5,780,000 | 5,876,000 |
| Securities available for sale | 7,035,000 | 6,946,000 | 6,993,000 | 6,918,000 |
| Securities held to maturity | 5,313,000 | 5,060,000 | 4,723,000 | 4,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,977,000 | 491,188,000 | 519,662,000 | 628,032,000 |
| Interest-bearing deposits | 485,349,000 | 461,104,000 | 492,027,000 | 517,956,000 |
| Noninterest-bearing deposits | 34,628,000 | 30,084,000 | 27,635,000 | 110,076,000 |
| Equity capital | 94,890,000 | 90,332,000 | 93,803,000 | 89,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,487,000 | 27,080,000 | 40,742,000 | 53,471,000 |
| Interest expense | 6,650,000 | 13,007,000 | 18,940,000 | 23,609,000 |
| Net interest income | 6,837,000 | 14,073,000 | 21,802,000 | 29,862,000 |
| Noninterest income | 5,365,000 | 10,680,000 | 16,057,000 | 20,959,000 |
| Noninterest expense | 7,941,000 | 15,556,000 | 22,958,000 | 30,415,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 450,000 |
| Pretax income | 4,211,000 | 8,947,000 | 14,451,000 | 19,856,000 |
| Income tax | 1,590,000 | 3,371,000 | 5,414,000 | 7,428,000 |
| Net income | 2,621,000 | 5,576,000 | 9,037,000 | 12,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,378,000 | 73,406,000 | 77,440,000 | 73,903,000 |
| Total capital | 82,850,000 | 79,022,000 | 83,220,000 | 79,779,000 |
| Risk-weighted assets | 530,878,000 | 558,354,000 | 545,736,000 | 555,085,000 |