Call reports 2025
AMERICAN STATE BANK — 2025
What AMERICAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,454,637,000 | 1,488,384,000 | 1,482,226,000 | 1,512,992,000 |
| Total loans | 1,337,005,000 | 1,371,297,000 | 1,369,244,000 | 1,359,553,000 |
| Allowance for loan losses | 14,750,000 | 16,760,000 | 14,765,000 | 13,660,000 |
| Securities available for sale | 36,630,000 | 33,162,000 | 19,603,000 | 22,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,198,506,000 | 1,241,174,000 | 1,212,890,000 | 1,304,094,000 |
| Interest-bearing deposits | 1,077,913,000 | 1,082,079,000 | 1,083,846,000 | 1,133,540,000 |
| Noninterest-bearing deposits | 120,593,000 | 159,095,000 | 129,044,000 | 170,554,000 |
| Equity capital | 149,720,000 | 150,377,000 | 153,011,000 | 157,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,768,000 | 40,293,000 | 61,590,000 | 82,511,000 |
| Interest expense | 9,777,000 | 19,470,000 | 29,208,000 | 38,763,000 |
| Net interest income | 9,991,000 | 20,823,000 | 32,382,000 | 43,748,000 |
| Noninterest income | 2,144,000 | 4,517,000 | 7,006,000 | 9,596,000 |
| Noninterest expense | 6,517,000 | 12,779,000 | 19,366,000 | 25,513,000 |
| Provision for loan losses | 1,275,000 | 3,350,000 | 5,910,000 | 8,960,000 |
| Pretax income | 4,257,000 | 9,125,000 | 13,913,000 | 18,671,000 |
| Income tax | 141,000 | 386,000 | 581,000 | 794,000 |
| Net income | 4,116,000 | 8,739,000 | 13,332,000 | 17,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,918,000 | 148,540,000 | 151,134,000 | 155,679,000 |
| Total capital | 162,943,000 | 165,476,000 | 166,289,000 | 169,729,000 |
| Risk-weighted assets | 1,326,412,000 | 1,354,795,000 | 1,353,028,000 | 1,339,833,000 |